Use PUC’s Net Price Calculator!

screen-shot-2016-10-12-at-10-18-55-am

Worried about affording college? Find out what you may qualify for!

Did you know 100 percent of PUC’s traditional undergraduate students receive financial aid? Last year, over $40 million was awarded to our 1,600 students based not only on merit, but leadership, Christian service, and much more. See a full list of PUC scholarships at puc.edu/scholarships.

PUC is committed to making a high-quality Christ-centered education possible. To find out how much aid you may qualify for, use our net price calculator to receive a preliminary estimate of your aid eligibility, including grants, loans, and PUC scholarships.

It takes less than 10 minutes—start now!

Five Financial Things You Can Do Now

The fall is always a busy time of year for high school students (and their parents!) as they finish their college applications and start to work on determining how much financial aid they’re eligible for. This year in particular can be stressful, with new changes to the Free Application for Federal Student Aid (FAFSA), more information about which can be found at puc.edu/financeresources. The following is a short list to help keep you on track now that FAFSA has opened—it’s time to get ready for next year!

Apply to college

  • If you haven’t already, apply to PUC at puc.edu/apply
  • Be sure to list your Social Security Number so PUC can access your FAFSA
  • Send in your transcripts and one letter of reference

Submit the FAFSA
(Starting October 1)

  • Get your FSA ID at fsaid.ed.gov, which will serve as your legal signature when you submit the FAFSA; your parents should get one too
  • Start your FAFSA at fafsa.gov—have income information from the previous tax year available to refer back to
  • Be sure to include PUC’s school code (001258) to have your data sent to PUC
  • List at least one in-state college, otherwise you may be ineligible to apply for Cal Grant (CA residents only)
  • Sign your FAFSA with both your FSA ID and your parent’s ID; keep proof of completion

Submit a GPA verification form to the California Student Aid Commission
(
March 2 deadline)

  • Both this form (available at csac.ca.gov) and your FAFSA are required by March 2 to apply for Cal Grant (CA residents only)
  • Be sure to get proof of mailing from the Post Office

Talk with a PUC financial counselor

Search for scholarships

  • See what PUC offers at puc.edu/scholarships (March 2 deadline)
  • A helpful list of external scholarship websites is available at puc.edu/outsidescholarships
  • Don’t limit your search to just online; check local organizations like Kiwanis, Rotary, and your chamber of commerce to see what they offer
  • Ask your PUC financial counselor for ideas of where else to look

Your PUC Financial Checklist

There are several resources available to your family while you navigate the process of paying for a Christian college education. The Finance page of our Admissions website has examples of financial aid package, tips for finding your bottom line, and other helpful information. Our blog has a Finance section full of useful tips for college finances, including several lists of outside scholarships available to high school seniors from sites like Fastweb and more.

The Student Financial Services office at PUC also has Financial Counselors available by email or phone if you need help with anything related to finances. Feel free to email studentfinance@puc.edu or call 800-862-7080, option 1 if you have questions.

Below is a short financial checklist to help keep your family on track as you make plans for college.

  1. Start by filling out PUC’s Financial Aid Application. This basic form is needed to verify certain information that is not on the FAFSA.
  2. Fill out the Free Application for Federal Student Aid (FAFSA). The U.S. Department of Education uses the FAFSA to determine how much federal aid you’re eligible for, including grants and loans. PUC’s FAFSA code is 001258. Pro tip: If you (or your parents) haven’t done your taxes yet, you can use estimated numbers to submit the FAFSA, and update the application later once once you have filed your taxes.
  3. Once our Student Finance office has this information, they will start working on putting together a personalized financial aid estimate for you, which will show approximately how much per month it would cost for you to attend PUC.
  4. Talk with your Financial Counselor if you have any questions about your estimate and whether your family needs more aid.

If you have questions about what you can be working on when it comes to college finances, don’t hesitate to reach out to the Student Financial Services office!

Editor’s note: This is dated material and does not necessarily reflect how the student financial services office at PUC and the financial process currently operates. Please contact your financial counselor for more information.

Keep Working on College Finances This Summer

With your senior year coming to a close, you may be asking yourself “What more can I do to help pay for college?” If you’re thinking there’s nothing more that can be done, you couldn’t be more wrong. There are still plenty of options you can explore to help reduce the upcoming cost of college this fall.

Get a Job
I’ll start with PUC-related options first, since this is our Admissions blog after all! If you aren’t already aware, we have two matching programs in place to recognize students who have made certain contributions to the Adventist church:

  • Summer Ministries Leadership Match. PUC matches 100 percent of certified earnings that are applied to tuition by students who work at a SDA youth camp or in a youth ministry program in the summer prior to fall quarter enrollment, up to $2,000. The Association of Adventist Camping Professionals has a camp directory list of all the Adventist summer camps in the country.
  • Summer Literature Evangelism Match. PUC matches 100 percent of certified earnings that are applied to tuition by students who work as SDA literature evangelists in the summer prior to fall quarter enrollment, up to $3,000. Contact your local conference office for more information about programs in your area.

Of course, you can work other places in the summer as well and put a percentage of your earnings towards your college expenses. Even if you aren’t working full time, try to make sure at least part of what you’re making is saved to help reduce your family’s payments towards your school bill in the fall. If you can, save just $10 of your earnings per workday between June 1st and September 21st (when classes at PUC start), and assuming you work five days per week, it would give you $800 to put towards your bill. Every little bit counts!

You can also make plans to get a job on campus when you arrive for New Student Orientation and continue to make contributions to your bill throughout the school year. You can learn more about what jobs are available to students and how to apply for them by reading our “Working On-Campus Has Its Perks” post.

Apply for Scholarships
If you’ve given up your scholarship search thinking all deadlines have passed, it’s time to get back in front of your computer and start searching again! There are plenty of scholarships still available, it’s just up to you to find them.

Need More Help?
Our team of Financial Counselors in the Student Finance office can give you more ideas on other places to look for scholarships to help your family afford college. They can be reached at studentfinance@puc.edu or 800.862.7080 option 1.

Editor’s note: This is dated material and does not necessarily reflect how the student financial services office at PUC and the financial process currently operates. Please contact your financial counselor for more information.

PUC Finances Made Easy

Figuring out college finances is complicated. What loans or grants should you apply for? What scholarships do you qualify for? Luckily, PUC comes with a Student Finance department full of staff whose sole job is to help you out! If you haven’t talked with your personal Financial Counselor yet, go to http://www.puc.edu/admissions/finance to find out who you should talk with – Counselors are assigned based on last name. You can always call 800.862.7080 option 1 if you prefer as well.

College is an investment and you want to make sure you’re making a smart one, so spend a few minutes watching this short video to learn the basics of college financial aid and then give our Student Finance office a call with any questions you might have.

Editor’s note: This is dated material and does not necessarily reflect how the student financial services office at PUC and the financial process currently operates. Please contact your financial counselor for more information.

Understanding Your PUC Financial Aid Estimate

Wondering how much college will cost is probably the biggest concern many high school seniors (and their parents!) have right now, with the fall quickly approaching. Our Student Finance office is currently in the process of sending out financial aid estimates to students already accepted to PUC to help them determine how much they can expect to pay next year. If you haven’t received your estimate yet, or if you haven’t finished your application to PUC, this post will help you understand what you need to submit to ensure you get an accurate financial aid estimate. We’ll also break down a sample estimate to help make the process clearer to those of you who have received one but may be confused over how to read it.

Sample Financial Estimate

1. Merit-based Aid You Qualify For
Any PUC scholarships you are eligible for or have applied for and received will be listed here. For this estimate, they are receiving $5,000 for our Academic Achievement Scholarship, meaning they have a GPA between 3.25-3.49.

2. Need-Based (FAFSA) Aid You May Qualify For
Listed here will be potential aid based upon the information you provided on your FAFSA; including any grants or loans you’re eligible for, such as Cal Grant. PUC also offers grants and loans to students on a case-by-case basis. When you receive your official award package, you can choose what aid you accept, so don’t be worried if there are more loans listed on your estimate than what you want to take out.

3. Other Aid You Could Receive
If you may potentially qualify for any other aid, it will be listed here, such as additional federal loans. You may also want to consider looking into scholarships such as the Union Education Endowment and 3-Way Scholarship which are offered through your local conference or church. For more information, contact your local conference office.

4. First Year Totals vs. Four Year Totals
This is definitely a little confusing! For our sample estimate, this student is estimated to receive about $31,811.00 in aid their first year, which leaves the remaining balance at $4,948.00. The four year total, however, is estimated at $37,016.00, as it is only aid given by PUC, which is the Academic Achievement Scholarship and the PUC grant times four. All merit-based aid is renewable for four years, and most need-based aid is likely to renew at similar levels each year.

5. Payment Options
You have a few different options for how you would like to make your payments for your school bill. You can choose the nine month option, which has you pay only during the school year, or you can pay every month throughout the year, including the summer months.

You can also choose to work to help lower your monthly payments, and on average a student earns about $2,000 towards their bill by working around 20 hours per week. Learn more about working on-campus by reading our “Working On-Campus Has Its Perks” post.

6. Completing Your Award
Obviously, our Student Finance office needs certain information from you in order to calculate how much financial aid (including grants, loans, and scholarships) you’re eligible for. If we’re missing any required documents for you, it will be noted here.

Things you must submit:

Things you may need to submit:

  • IRS Tax Return Transcript
  • Parent’s 2014 W-2s
  • Parent Income Worksheet

Learn more at http://www.puc.edu/completeyouraward.

There are several other things you can do to help lower your school bill. Contact your local church and conference office to see whether they have any scholarship opportunities for college-bound students.

I also recommend taking a look at a list of scholarship websites we’ve compiled on our website, which you can find at http://www.puc.edu/financeresources (click the “Helpful Resources” tab on the left). There’s plenty of money out there to help cover the cost of college, you just have to look for it!

After You Get an Estimate
Don’t hesitate to contact our Student Finance office after you receive your estimate if you have questions about what you’re eligible for or what documents you need to submit. They can be reached at studentfinance@puc.edu or 800.862.7080 option 1.

Editor’s note: This is dated material and does not necessarily reflect how the student financial services office at PUC and the financial process currently operates. Please contact your financial counselor for more information.