Tag Archives: financial aid

You CAN Afford An Adventist Education

If you’re a high school senior you’re probably starting to get excited about graduation. That might lead you toward thinking about college next year and you might start to get nervous about how to afford it. College is expensive. But here are three ways to make it possible.

Step 1: Apply for FAFSA

One of the most important things you can do to prepare for college is to file the Free Application for Federal Student Aid (FAFSA). The FAFSA is an online form you will submit each year that determines your eligibility for student financial aid. Be sure to file FAFSA as soon as possible since some aid is awarded on a first-come, first-served basis. To have your FAFSA information sent to PUC, include PUC’s school code—it’s 001258. Apply for FAFSA at fafsa.gov

Step 2: Apply for Cal Grant

Cal Grant is a financial aid program administered by the California Student Aid Commission that provides aid to California undergraduates, vocational training students, and those in teacher certification programs and can be used at most colleges in California. If you’re planning on attending a private non-profit California college like PUC, Cal Grant is worth up to $9,084 per year. That’s over $36,000 to help pay for four years of college—and it’s free!

To be considered for a 2020-21 Cal Grant award, you must complete the following requirements by March 2nd:

  1. Submit a 2020-21 Free Application for Federal Student Aid (FAFSA) or California Dream Act Application (CADAA)
  2. Ensure that a certified GPA is submitted to the California Student Aid Commission 

 Not from California? That’s ok! We have a different step 2 for you! 

 Step 2: Apply for PUC’s Out of state Scholarship ($1,500-$4,000)

To reward students who choose to adventure outside of their home state, PUC presents the Out-of-State Scholarship. A student whose residential address is outside of California will receive an automatic award of $1,500. Requirements and qualifications: 

  1. Have residency in a state outside of California
  2. For students who meet the qualifications for a Cal Grant and would receive one if they were a state resident, up to $4,000 may be awarded 

Find out more about this scholarship and more by visiting our website.

Step 3. Apply to PUC Promise

PUC is excited to be partnering with Ardeo Education Solutions to offer the first-ever Loan Repayment Assistance Program. LRAP is a financial safety-net we offer at no cost to you or your family. If your income after graduation is under $45,000, we can help you pay back your federal, private, and parent plus loans. This is just for new students coming in Fall 2020. 

If you’re interested in learning more about PUC Promise or if you want to register, visit our website!

BONUS STEP: Look for outside scholarships! There are tons out there, you just have to search and apply. Here are a few options we found so you don’t have to! Check out our outside scholarship blog post.

 

 

Take A Look at PUC’s Scholarships​

It’s really easy to get overwhelmed by the thought of paying for college. The thing is, all PUC students, 100 percent, receive at least one form of financial aid. Our finance team is committed to working with you and your family to be sure the opportunity of an Adventist education is possible whether it’s through scholarships, grants, or helping you understand the loan options available to you so don’t feel discouraged by the sticker price! 

PUC offers scholarships based on a variety of factors, including leadership, participation in music groups or athletic programs, and of course high GPA and high test scores. There are also scholarships available depending on your program of study, like the Adventist Mission Scholarship, available to theology and education majors. Visit puc.edu/scholarships to see all available scholarships. 

Here is just a preview of a few merit-based scholarships available. 

President’s Scholarship (Renewable with a 3.0 GPA)

    – 3.75-4.0 GPA or 29+ ACT / 1350+ SAT 

    – $13,000 / 4-Year Total: $52,000

Dean’s Scholarship (Renewable with a 3.0 GPA) 

   – 3.5-3.74 GPA or 26+ ACT / 1200+ SAT

   – $12,000 / 4-Year Total: $48,000

Trustee’s Scholarship (Renewable with a 3.0 GPA) 

   – 3.25-3.49 GPA 

   – $10,000 / 4-Year Total: $40,000

Founder’s Scholarship (Renewable with a 3.0 GPA) 

   – 3.0-3.24 GPA 

   – $9,000 / 4-Year Total: $36,000 

For high-achieving students, PUC offers the prestigious Maxwell Scholarship, worth up to a whopping $116,000. Students meeting qualifications receive full tuition based on their unweighted cumulative GPA and test scores; requirements are a 3.9-4.0 GPA and a 34+ ACT or 1500+ SAT. 

There are also several other PUC scholarships worth checking out, like the Legacy Scholarship for students whose parents attended PUC, and the Mostert Leadership Scholarship, which recognizes students for selected leadership roles held during their junior and/or senior years. 

Visit puc.edu/scholarships to see all available scholarships. If you have questions about what you might qualify for, don’t hesitate to reach out to our team of financial aid counselors, who can give you a financial aid estimate that shows what it might cost for you to attend PUC. Call (800) 862-7080, option 1 or email studentfinance@puc.edu to talk with a counselor now.

 

Get Started on Cal Grant

Hey California seniors! We hope you’re enjoying this new(ish) school year! It may seem early but it’s never a bad time to start thinking about applying for Cal Grant. 

What is Cal Grant?

Cal Grant is a financial aid program administered by the California Student Aid Commission that provides aid to California undergraduates, vocational training students, and those in teacher certification programs. The short version: A Cal Grant is money for college you don’t have to pay back!

Cal Grants can be used at most colleges in California. If you’re planning on attending a private non-profit California college like PUC, Cal Grant is worth up to $9,084 per year. That’s over $36,000 to help pay for four years of college—and it’s free!

How to Apply for Cal Grant

Applying for Cal Grant takes just two easy steps! To be considered for a 2020-21 Cal Grant award, you must complete the following requirements by March 2nd:

  1. Submit a 2020-21 Free Application for Federal Student Aid (FAFSA) or California Dream Act Application (CADAA)
  2. Ensure that a certified GPA is submitted to the California Student Aid Commission 

GPAs are accepted only if certified by a school electronically or submitted by using the CSAC official GPA verification form. No transcripts are accepted.

Helpful Links

 

It’s Time for FAFSA!

It’s October 1 and do you know what that means? If you said to yourself, “They are obviously about to talk to me about FAFSA.” you would be correct! That’s right everyone, starting today, you can file your FAFSA and have your information sent to up to 10 colleges! 

One of the most important things you can do to prepare for college is to file the Free Application for Federal Student Aid (FAFSA). The FAFSA is an online form you will submit each year that determines your eligibility for student financial aid. 

Be sure to file FAFSA as soon as possible since some aid is awarded on a first-come, first-served basis. To have your FAFSA information sent to PUC, include PUC’s school code—it’s 001258

FAFSA takes most people less than an hour to complete, which includes taking time to gather the necessary documents, completing and reviewing the application, and reading the important information on the “Confirmation” page you’ll receive after signing and submitting the FAFSA. You can even complete it on your phone! The U.S. Department of Education has created a mobile-friendly version on its website or it can be filled out using its myStudentAid app. Nothing should stop you from taking one hour to do this incredibly important step in the college financial aid process! 

Filing the FAFSA also potentially qualifies you for a Pell Grant, which is a subsidy from the U.S. federal government, and is something you don’t have to pay back. Amounts can change each year, but for the 2019-2020 award year, the maximum Pell Grant award is $6,195!

According to a study by NerdWallet, in 2014 U.S. high school graduates left a whopping $2.9 billion in free federal grant money on the table just by not completing the FAFSA, which made them ineligible for a Pell Grant. In our great state of California, over 100,000 seniors would have qualified for Pell Grants if they had filed their FAFSA, but as a result, they lost $396,401,205. See how critical it can be for you to take the time to do the FAFSA? 

Based on your FAFSA information, our team of financial counselors can determine how much financial aid you are eligible for and create a personalized financial aid estimate for you where you can see how much per month it would cost to attend PUC. It’s an incredibly helpful and absolutely essential thing for you to have when making a decision about where to attend college. 

What are you waiting for? Start your FAFSA now at fafsa.gov!

 

Five Commonly Asked Financial Aid Questions

As you can imagine, college finances are a hot topic for prospective students and parents. While some things are more difficult to explain than others, here are five of the most commonly asked questions and very simple answers to help get you started. Reach out to PUC’s team of financial aid counselors if you have additional questions or need clarification on anything!

How do I apply for financial aid at PUC?

The most important thing you can do is file the Free Application for Federal Student Aid (FAFSA). The FAFSA is an online form you will submit each year that determines your eligibility for student financial aid. Filing the FAFSA also potentially qualifies you for a Pell Grant, which is a subsidy from the U.S. federal government, and is something you don’t have to pay back. Amounts can change each year, but for the 2018-2019 award year, the maximum Pell Grant award is $6,095.

According to a study by NerdWallet, in 2014 U.S. high school graduates left a whopping $2.9 billion in free federal grant money on the table just by not completing the FAFSA, which made them ineligible for a Pell Grant. In our great state of California, over 100,000 seniors would have qualified for Pell Grants if they had filed their FAFSA, but as a result, they lost $396,401,205. See how critical it can be for you to take the time to do the FAFSA?

If you live in California, we also strongly recommend you apply for Cal Grant. Cal Grant is a financial aid program administered by the California Student Aid Commission that provides aid to California undergraduates, vocational training students, and those in teacher certification programs. The short version: A Cal Grant is money for college you don’t have to pay back!

Cal Grants can be used at most colleges in California. If you’re planning on attending a private non-profit California college like PUC, Cal Grant is worth up to $9,084 per year. That’s over $36,000 to help pay for four years of college—and it’s free!

Don’t forget to apply for PUC scholarships as well. Visit puc.edu/scholarships to see everything we offer as well as scholarship requirements, deadlines, and their applications.

How can I get an estimate of what PUC might cost me?

Once we have your FAFSA data on file, our team of financial aid counselors can determine how much financial aid you are eligible for and create a personalized estimate where you can see how much per month it would cost to attend PUC. It’s incredibly helpful and absolutely an essential thing for you to have when making a decision about where to attend college.

While you wait for your estimate, you can also use PUC’s net price calculator to receive a free preliminary estimate of your aid eligibility, including grants, loans, and PUC scholarships.

Should I apply for aid anyway, even I think I won’t qualify for anything?

Yes, absolutely! Even if you think you won’t qualify for financial aid, or if you aren’t planning on taking out loans, it’s still recommended you file FAFSA. It might surprise you what you qualify for! Many families mistakenly think they won’t be eligible for aid and prevent themselves from receiving financial aid by failing to apply for it. There are a few sources of aid such as unsubsidized Stafford and PLUS loans that are available regardless of need. You also never know when your circumstances may change, and it’s always better to have the option of more financial aid available, should you need it.

Where should I look for outside scholarships?

It’s estimated there are 1.5 million scholarships in the United States alone, so it’s time to get to work if you haven’t already started your scholarship search!

Here are several scholarship websites worth checking out: 

Are there jobs at PUC to help pay off my tuition bill?

Having a job while in college can help defray the costs of obtaining a degree, and equip you with some of the necessary skills needed to enter the workforce post-graduation. In 2017-18 approximately 500 students were working on-campus at PUC, some with multiple jobs. Learn more by reading our “How to Get a Student Job at PUC” blog post!

Our Student Finance team is here to help if you have questions about financial aid and scholarships. Call (800) 862-7080, option 1 or email studentfinance@puc.edu to get connected with a financial aid counselor now.

Use PUC’s Net Price Calculator!

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Worried about affording college? Find out what you may qualify for!

Did you know 100 percent of PUC’s traditional undergraduate students receive financial aid? Last year, over $40 million was awarded to our 1,600 students based not only on merit, but leadership, Christian service, and much more. See a full list of PUC scholarships at puc.edu/scholarships.

PUC is committed to making a high-quality Christ-centered education possible. To find out how much aid you may qualify for, use our net price calculator to receive a preliminary estimate of your aid eligibility, including grants, loans, and PUC scholarships.

It takes less than 10 minutes—start now!

Five Financial Things You Can Do Now

The fall is always a busy time of year for high school students (and their parents!) as they finish their college applications and start to work on determining how much financial aid they’re eligible for. This year in particular can be stressful, with new changes to the Free Application for Federal Student Aid (FAFSA), more information about which can be found at puc.edu/financeresources. The following is a short list to help keep you on track now that FAFSA has opened—it’s time to get ready for next year!

Apply to college

  • If you haven’t already, apply to PUC at puc.edu/apply
  • Be sure to list your Social Security Number so PUC can access your FAFSA
  • Send in your transcripts and one letter of reference

Submit the FAFSA
(Starting October 1)

  • Get your FSA ID at fsaid.ed.gov, which will serve as your legal signature when you submit the FAFSA; your parents should get one too
  • Start your FAFSA at fafsa.gov—have income information from the previous tax year available to refer back to
  • Be sure to include PUC’s school code (001258) to have your data sent to PUC
  • List at least one in-state college, otherwise you may be ineligible to apply for Cal Grant (CA residents only)
  • Sign your FAFSA with both your FSA ID and your parent’s ID; keep proof of completion

Submit a GPA verification form to the California Student Aid Commission
(
March 2 deadline)

  • Both this form (available at csac.ca.gov) and your FAFSA are required by March 2 to apply for Cal Grant (CA residents only)
  • Be sure to get proof of mailing from the Post Office

Talk with a PUC financial counselor

Search for scholarships

  • See what PUC offers at puc.edu/scholarships (March 2 deadline)
  • A helpful list of external scholarship websites is available at puc.edu/outsidescholarships
  • Don’t limit your search to just online; check local organizations like Kiwanis, Rotary, and your chamber of commerce to see what they offer
  • Ask your PUC financial counselor for ideas of where else to look

Your PUC Financial Checklist

There are several resources available to your family while you navigate the process of paying for a Christian college education. The Finance page of our Admissions website has examples of financial aid package, tips for finding your bottom line, and other helpful information. Our blog has a Finance section full of useful tips for college finances, including several lists of outside scholarships available to high school seniors from sites like Fastweb and more.

The Student Financial Services office at PUC also has Financial Counselors available by email or phone if you need help with anything related to finances. Feel free to email studentfinance@puc.edu or call 800-862-7080, option 1 if you have questions.

Below is a short financial checklist to help keep your family on track as you make plans for college.

  1. Start by filling out PUC’s Financial Aid Application. This basic form is needed to verify certain information that is not on the FAFSA.
  2. Fill out the Free Application for Federal Student Aid (FAFSA). The U.S. Department of Education uses the FAFSA to determine how much federal aid you’re eligible for, including grants and loans. PUC’s FAFSA code is 001258. Pro tip: If you (or your parents) haven’t done your taxes yet, you can use estimated numbers to submit the FAFSA, and update the application later once once you have filed your taxes.
  3. Once our Student Finance office has this information, they will start working on putting together a personalized financial aid estimate for you, which will show approximately how much per month it would cost for you to attend PUC.
  4. Talk with your Financial Counselor if you have any questions about your estimate and whether your family needs more aid.

If you have questions about what you can be working on when it comes to college finances, don’t hesitate to reach out to the Student Financial Services office!

Editor’s note: This is dated material and does not necessarily reflect how the student financial services office at PUC and the financial process currently operates. Please contact your financial counselor for more information.

Keep Working on College Finances This Summer

With your senior year coming to a close, you may be asking yourself “What more can I do to help pay for college?” If you’re thinking there’s nothing more that can be done, you couldn’t be more wrong. There are still plenty of options you can explore to help reduce the upcoming cost of college this fall.

Get a Job
I’ll start with PUC-related options first, since this is our Admissions blog after all! If you aren’t already aware, we have two matching programs in place to recognize students who have made certain contributions to the Adventist church:

  • Summer Ministries Leadership Match. PUC matches 100 percent of certified earnings that are applied to tuition by students who work at a SDA youth camp or in a youth ministry program in the summer prior to fall quarter enrollment, up to $2,000. The Association of Adventist Camping Professionals has a camp directory list of all the Adventist summer camps in the country.
  • Summer Literature Evangelism Match. PUC matches 100 percent of certified earnings that are applied to tuition by students who work as SDA literature evangelists in the summer prior to fall quarter enrollment, up to $3,000. Contact your local conference office for more information about programs in your area.

Of course, you can work other places in the summer as well and put a percentage of your earnings towards your college expenses. Even if you aren’t working full time, try to make sure at least part of what you’re making is saved to help reduce your family’s payments towards your school bill in the fall. If you can, save just $10 of your earnings per workday between June 1st and September 21st (when classes at PUC start), and assuming you work five days per week, it would give you $800 to put towards your bill. Every little bit counts!

You can also make plans to get a job on campus when you arrive for New Student Orientation and continue to make contributions to your bill throughout the school year. You can learn more about what jobs are available to students and how to apply for them by reading our “Working On-Campus Has Its Perks” post.

Apply for Scholarships
If you’ve given up your scholarship search thinking all deadlines have passed, it’s time to get back in front of your computer and start searching again! There are plenty of scholarships still available, it’s just up to you to find them.

Need More Help?
Our team of Financial Counselors in the Student Finance office can give you more ideas on other places to look for scholarships to help your family afford college. They can be reached at studentfinance@puc.edu or 800.862.7080 option 1.

Editor’s note: This is dated material and does not necessarily reflect how the student financial services office at PUC and the financial process currently operates. Please contact your financial counselor for more information.

PUC Finances Made Easy

Figuring out college finances is complicated. What loans or grants should you apply for? What scholarships do you qualify for? Luckily, PUC comes with a Student Finance department full of staff whose sole job is to help you out! If you haven’t talked with your personal Financial Counselor yet, go to http://www.puc.edu/admissions/finance to find out who you should talk with – Counselors are assigned based on last name. You can always call 800.862.7080 option 1 if you prefer as well.

College is an investment and you want to make sure you’re making a smart one, so spend a few minutes watching this short video to learn the basics of college financial aid and then give our Student Finance office a call with any questions you might have.

Editor’s note: This is dated material and does not necessarily reflect how the student financial services office at PUC and the financial process currently operates. Please contact your financial counselor for more information.